Insurance fraud is governed by Chapter 35 of the Texas Penal Code. It can be summed up as lying to an insurance company to attain benefits and/or coverage, but you should read the statute to clear up any questions you may have.
The statute makes several types of insurance fraud illegal. To be guilty of insurance fraud, one must intentionally or knowingly present false or misleading material information to the insurance company. An example of this might be that someone reports a car accident occurred — which never actually occurred to get insurance money.
Another way the crime is committed is to have instead the person who prepares or causes to be prepared the insurance claim be accountable for any fraudulent statements. An example of this is where someone goes to the dentist to have their teeth…
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